David Gray & Co. Incorporated 1978
Insurance Consultants Ltd. www.davidgrayinsurance.com

800 - 1185 W. Georgia Street, Vancouver, BC V6E 4E6 Member of ADVOCIS
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Legal Considerations and Disclaimers (the fine print they tell us we should hve)

Legal Statement
This is an information site for David Gray & Co. Insurance Consultants Ltd. Also known as David Gray & Co. If you do not agree with the terms of this Legal statement, please do not continue to use this David Gray & Co. Web site.

This statement contains information on the use of David Gray & Co. public Web site under the following headings -

* Technical information
* Copyright and trademark
* Accuracy of information
* Non-residents
* Links to or from third party Web sites
* Your privacy and security

Technical information
Our website is designed for use with the most common browsers. For optimum results, we recommend you use the latest version of Mozilla Firefox or Apple Safari or Microsoft Internet Explorer as browser performance may differ depending on the version and manufacturer. In order to view and print some of the documents on this Web site, you will need Adobe Acrobat Reader®. Current web browsers and the Adobe Reader are availble as free downloads,

Copyright and trademark
David Gray & Co., the David Gray & Co. logo, and all David Gray & Co. product names and icons are trademarks of the Standard Life Assurance Company. They may not be used as hyperlinks or reproduced without our prior written consent.
The content and design, including all text, images, PDFs and software used in this Web site, are protected by copyright. Reproduction or redistribution of any part of this Web site is permitted only with our prior written consent.
For permission to reproduce or republish any part of this Web site, please write to us at info@davidgrayinsurance.com.

Accuracy of information
This Web site was designed and is intended for general information and reference purposes. It should not be used to replace professional investment or insurance advice. To contact a financial advisor in your area, please write to information@standardlife.ca.
The information provided on this Web site is subject to change and update without notice. Every reasonable effort is made regarding the quality of this Web site; however, David Gray & Co. cannot guarantee the accuracy, completeness or timeliness of information provided.

If you are not a resident of Canada, you are welcome to visit our Web site; however, this Web site and the products and services described herein were developed and are intended exclusively for Canadian residents.

Links to or from third party Web sites
This Web site includes links to third party Web sites that may be of interest to you. David Gray & Co. is not responsible for the accuracy or reliability of information provided on third party Web sites and links to third party Web sites should not be taken as an endorsement of those Web sites by David Gray & Co.. Similarly, links to our Web site from third party Web sites should not be taken as an endorsement by David Gray & Co. of the content or the owners of those Web sites.

Your privacy and security
David Gray & Co. is committed to respecting your privacy and to maintaining the confidentiality of any information you provide us on our Web sites.
For General information about Privacy protection at David Gray & Co., please refer to the section Your privacy.

We do not use cookies on our public Web site. We may request information which identifies you personally such as your name, mailing or e-mail address when you contact us by e-mail or if you complete an online questionnaire. We do not collect personal information on our public Web site without your permission. Information collected is used strictly for the purposes for which it is requested and is not shared with outside interests.
The security of e-mail communications to a public Web site cannot be guaranteed. If you wish to send private or confidential information to David Gray & Co., you are encouraged to do so by other means.

If you have questions about the use of our Web site or would like further information on your privacy and security when using our Web site, please contact us at info@davidgrayinsurance.com.

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